1 . 沉重的学生

like Griffith , they're facing a one-two punch at graduation : hefty student loans and smothering credit card-not to mention a job market that , for now anyway , is dismal .就像格里菲斯那样，他们在毕业之时就会面临“连环打击”：沉重的学生贷款和令人窒息的信用卡账单，更别提现在这低迷的就业市场了。

1 . 巨额罚款

Couples who flout the rules face hefty fines, seizure of their property ...夫妻谁藐视规则面临巨额罚款,没收他们的财产和失去他们的工作。去年,一个政府认为.

1 . 庞大的债务

Rio instead raised cash to down hefty debts with a rights issue and also announced an iron ore tie-up with BHP ( which itself had tried , and failed , to acquire Rio in 2008 ) .力拓集团用增股的方式替代现金支付庞大的债务，并同时宣布与必和必拓结盟（之前曾经尝试过，失败了，最终力拓在2008年成功构建联盟)。

1 . 严重的信贷

the bursting of the housing bubble has led hefty credit losses : most Western financial institutions are short of capital and some are insolvent .房市泡沫的爆裂导致了严重的信贷损失：大部分西方金融机构处于资本短缺的状态，有些甚至破产。